Wakaf Polis; Integrasi Wakaf Uang dan Asuransi Jiwa Syaria dalam Mendukung Pemberdayaan Ekonomi Ummat

Abstract

This article examines the concept of “policy waqf” as an innovation in the integration of cash waqf and sharia life insurance, with the aim of supporting the economic empowerment of the community. Policy waqf allows sharia life insurance policyholders to allocate part or all of their life insurance benefits as waqf. Using a qualitative approach, this study explores the potential of policy waqf in Indonesia in supporting economic empowerment. Data were collected through literature studies, as well as document analysis related to regulations and fatwas governing cash waqf and sharia life insurance. The results of the study indicate that policy waqf can be an effective instrument in collecting waqf funds sustainably, which can ultimately be used for productive economic projects for the community